For January 1st, 2018 effective dates, all new business group and individual health applications must be received by KAFL by the following dates:
|BlueCross BlueShield WNY||December 15th|
|Independent Health||December 15th|
New York State has extended the open enrollment season for individuals until March 1st, 2018. Application deadlines are as follows:*
|Effective Date||Due Date|
|February 1, 2018||January 15th|
|March 1, 2018||January 31st|
*Individuals who do not enroll by January 31st are considered late entrants and will require a qualifying event in order to receive a special enrollment period. Examples of qualifying events are: marriage/domestic partnership, newborn child, newborn adoption/proposed newborn adoption, non-newborn adoption/proposed adoption/legal guardianship, subscriber deceased, involuntary loss of coverage, involuntary loss of coverage for a dependent child, permanent relocation.