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With Prudential UL Plus being retired on 10/27, all UL Plus applications must be received by KAFL by 3:00 on 10/24/19.

Prudential EUL is launching on 10/28 in NY:

  • REPRICED TO BE COMPLIANT WITH PRINCIPAL BASED RESERVES (PBR), 2017 CSO MORTALITY TABLES, & CREDITING RATE CHANGE TO 4.15% – Minimal decreases and increases at key ages 45—75 (top 4 underwriting classes) for minimum premium to $1 at age 120
  • NEW LOW BAND For face amounts under $100,000.  Under $25,000 for conversions only.  New business will be available from $25,000 and higher
  • COMMISSIONABLE TARGET PREMIUMS (CTP) and NO-LAPSE GUARANTEES IMPROVED
  • REMOVAL OF LIMITED NO-LAPSE GUARANTEE – Now easier for a client to understand
  • UPDATED DISABILITY WAIVER BENEFIT TO WAIVER OF MONTHLY DEDUCTIONS (WMD)
  • ECV GUARANTEED EQUAL TO CURRENT (similar to FOUNDERS PLUS 2018)
  • TYPE C UPDATES (similar to FOUNDERS PLUS 2018)
      • Max age change from 70 to 75
      • Factor change from 1 to 2

    Contact your KAFL brokerage manager today with any questions.

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